Sherman Asset Management largely believes in the power of time.  Returns on investments can be very volatile during short time periods, but over a longer period of time average annual returns tend to smooth out.  This company believes that buying and holding a diversified portfolio of investments is the most appropriate way for most investors to achieve their goals, and Sherman Asset Management is here to help.  Your portfolio is constructed based upon your personal goals and willingness to take on risk, and monitored over time.  As the circumstances in your life change, your investment portfolio may change too, and your advisor is here to guide your investments along with the changes you will surely face.